Equip optimum Safeguard for your van with bumper to bumper insurance.
Bumper to bumper car insurance provides complete coverage for everything your car needs to operate safely. Areas covered by bumper to bumper insurance include the engine, drivetrain, transmission, exhaust, brakes and electric parts. The only things not covered by bumper to bumper insurance will be specifically outlined in the agreement.
Worth More As the Car Gets Older
While most cars come with a three-year bumper to bumper warranty, many car dealerships will attempt to sell the buyer an extended bumper to bumper warranty that will continue to cover the car after that time is up. Many consumers do not purchase bumper to bumper insurance because it seems like too much to pay after purchasing a new car. However, drivers must consider that the insurance policy will become more valuable as the car gets older and needs more extensive repairs.
Keep Your Car Longer
In addition to protecting you from costly repairs, bumper to bumper insurance will also allow you to keep the car you purchase for a longer period of time. Be sure to consider this before turning down a bumper to bumper policy. While the insurance payments may be higher than you had hoped, these payments are likely to give you several more years of use out of your car.
Purchase Anytime
Many car dealerships imply that bumper to bumper insurance is only available at the time of purchase. This is false. Bumper to bumper insurance is available to you nearly any time during the life of your car.
Some Limitations
A final thing to consider before you purchase bumper to bumper insurance is the list of items not covered by the policy. Generally, these policies do not include regular maintenance, such as oil changes, new batteries, windshield wipers, engine tune-ups, brake pads, hoses, belts, spark plugs and tires. They also do not cover body damage or items installed after the purchase of the car.However, like life insurance, the best rates and most advantages are available if you purchase a policy when your car is new.
Several Sources
Bumper to bumper insurance may come from any company, but it will most likely be offered to you by the dealership from which you purchase your car. It is advisable for you to research the cost of this insurance from a variety of companies in order to ensure that you receive the best possible plan.Any other exclusions will be specific to your policy. However, if you find that there is a long list of other excluded repairs, it is likely that you will be able to find a better bumper to bumper policy elsewhere.
