Provided you apprehending buying the motorcar was complicated, buying an lingering warranty may seem compatible a nightmare. Elicit that an extended warranty is simply an insurance policy against repairs on your automobile. Accept equitable what you are buying and carry the Business agreement that fits your needs and budget.
Instructions
1. Flash that you don't admit to invest in an stretched warranty when you pay for your van. Many dealerships Testament concede you to invest in anytime within the anterior year of ownership. Don't wait very extensive, though. Prices typically dive at 18,000 miles.
2. Hunt for for the policy booklet. Provided the salesman says it Testament come in the packages after you buy it, gem another firm to deal with.
3. Bargain a policy that pays for repairs up front, not one that Testament answer you following.
4. Direct provided there are limitations on who can repair your vehicle. Whether one shot the dealership may make repairs, you could find yourself on vacation and out of luck. Also find out if they will replace your parts with new--not refurbished--ones.
5. Make sure the warranty is for wear and tear--not mechanical breakdown--because some parts don't break, they just wear out.
6. Shop carefully for warranties for cars with lots of accessories, computer-operated systems and electronic goodies. These aren't always covered because they tend to be very expensive to replace or repair.
7. Look for restrictions on trailer towing. If you have a boat or a camper, you might not be covered if damage occurs while the trailer is hooked to your vehicle.
8. Watch the math. A place may offer you a 5-year/75,000-mile plan, but what they're really doing is tacking 2 years or 39,000 miles on your original warranty.
9. Avoid buying from the dealer. Save your money and buy your warranty directly from a company rated at least "A" by Standard & Poor's.
10. Better yet, consider a no-deductible warranty.11. Make sure you know when your warranty is effective - it's not always immediate. A 30-day waiting period is not unusual. Read the deductible clause carefully. Make sure that the deductible applies to each incident, not each visit or repair. You should only have to pay the deductible once, even if you have to return to the shop three times to receive it right.
12. Familiarize yourself with the warranty exclusions list. Some warranties don't cover cooling systems or when a car overheats.
